New for 2027
This year, get ready to enroll EARLIER: October 5–16, 2026
Annual Enrollment for your 2027 Swift benefits is October 5–16, 2026. There are some important changes and it’s necessary to review your plans to ensure you choose the right coverage for next year. Need help deciding? Use the tools and resources available at swift.benefitsnow.com when enrollment begins October 5.
Important action required by YOU during Annual Enrollment:
- You must re-attest your tobacco status each year to receive the credit for the following year.
- If you are a tobacco user, we offer a smoking cessation program at no cost to you. Please see program details here.
- You must confirm if the spousal surcharge applies. If you are covering a spouse on the medical plan and do not confirm, you’ll pay a $1,200 spousal surcharge.
- Review your beneficiary information for the company-paid life insurance and any supplemental plans you’re enrolled in.
Update your info!
Remember: Be sure your mailing address and email address on file with Swift are correct. To update your mailing address, log in to the Swift Transmission portal and locate the All About Me section. To opt-in to text messaging and update your email, log on to swift.benefitsnow.com. Click the Profile icon (top right) and select Manage Communications to update your mobile number, receive benefits-related text messages and/or change your preferred email address.
Annual Enrollment is also a good time to review and update your life insurance beneficiaries. You can also review your beneficiaries at any time for your 401(k) Retirement Plan at principal.com.
Download the Alight Mobile app!
Access your benefits and enroll on the go. With the Alight Mobile app, you can:
- Find important benefits information—Review your current coverage.
- Choose your benefits—View your options and select the best coverage for you on your desktop, tablet or smartphone.
- Store your benefit ID cards—Take photos of your benefit ID cards and store them for easy access.
- Find a doctor or urgent care—Find in-network providers near you based on your plan.
To download the app, go to the App Store or Google Play and search for “Alight Mobile.” Once installed, enter “Swift Transportation” and log in using your swift.benefitsnow.com user ID and password.
New in 2027
There are important changes for 2027. Here’s an overview of what you can expect.
- Medical and dental premiums are increasing, while vision premiums will be the same as they are today. You can review your costs during the enrollment period.
- For all three Credence Blue Cross and Blue Shield medical plans:
- Annual deductibles and out-of-pocket maximums (individual and family) are increasing. As a reminder, deductibles do not apply to preventive care services, doctor’s office visits, urgent care visits and prescription drugs.
- Emergency room copays are increasing. In non-emergency situations, it is best to use an in-network urgent care center, retail walk-in clinic or your own primary care physician to save on costs.
- Effective January 1, 2027, you are required to use Lantern for bariatric procedures. If you already have surgery scheduled in 2027, call Lantern at 1-855-515-1596. They will confirm if your surgeon is in Lantern’s network and, if not, match you with one of Lantern’s trusted experts.
- For the Credence Blue Cross and Blue Shield Value plan: Copays for generic drugs and copay maximums for preferred and non-preferred brand drugs (retail and mail service) are increasing. To save money on prescriptions, talk with your provider or pharmacist to find out if a generic or over-the-counter equivalent is available and appropriate for your situation.
- For the Credence Blue Cross and Blue Shield Premium plan: Primary care and specialist doctor’s office visit copays are increasing. To save money, consider Doctor On Demand® and connect with a board-certified physician from your smartphone, tablet or computer anytime, anywhere. Get treatment for many common health conditions as well as behavioral health concerns for a $20 copay/visit.
- The Health Care Flexible Spending Account limit is increasing. For 2027, you can contribute up to $3,400 before-tax dollars (or such greater amount as approved by the Internal Revenue Service [IRS] for 2027) to pay for eligible out-of-pocket health care (medical, prescription drug, dental and vision) expenses.
Tobacco-free? That’s worth $1,092.
If you are tobacco-free,* you’ll receive a $21 weekly ($1,092 annual) credit toward your medical plan premiums. Don’t miss out.
You must re-attest your tobacco-free status each year during Annual Enrollment to receive the credit.
Smoking Cessation Program
Employees who choose the path to a tobacco-free lifestyle have the option to engage in a no-cost smoking cessation program through WebMD (Swift’s wellness vendor) by completing four, 30- to 45-minute coaching sessions within the current calendar year to receive the full $21 weekly credit.
*Note: Use of e-cigarettes/vaping is considered tobacco use.
Take part in the Swift Wellness GPS program and save.
Save up to $1,000 on your Swift medical premium by participating in the Swift Wellness GPS program. Spouses enrolled in the medical plan can participate to save up to $1,000 in medical premium credits too.
Earn your 2027 wellness points September 1, 2026 – August 31, 2027. Premium credits will be applied January 1 – December 31, 2027. The sooner you start earning, the sooner you’ll see your medical premium credits!
Each point earned = $1. Credits are earned in $200 increments ($200, $400, $600, $800, up to $1,000) and are applied as soon as administratively feasible. View the Swift Wellness GPS Guide .
Get started today
- If you haven’t already, register online at WebMDhealth.com/Swift or download the WebMD app (Wellness At Your SideTM) from the Apple Store or Google Play. Then enter connection code Swift.
- Questions? If you can’t find answers to your questions online or through the app, call WebMD Health Services Customer Service at 1-888-321-1517, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.
START EARNING YOUR MEDICAL PREMIUM CREDITS
| Start Date | End Date | |
|---|---|---|
| When you can earn credits | 9/1/2026 | 8/31/2027 |
| When credits are applied | 1/1/2027 | 12/31/2027 |
Remember, the online Health Assessment must be completed each year; otherwise, you will not receive any medical premium credits.
Get help when you need it.
When you enroll at swift.benefitsnow.com, you can get instant help through the online chat feature. Online chat is available during regular Benefits Service Center hours: Monday through Friday between 8:00 a.m. and 6:00 p.m. ET (except national holidays and other recognized holidays). Click Chat With Us under Quick Links on the homepage to connect with a trained representative.
Or, if you prefer, make an appointment to speak with a representative at your convenience. Click the Appointment Scheduler tile at the top of the homepage under Recommended to set a specific time for a representative to call you (or your authorized spouse).
Remember, no waiting on hold! If you call the Benefits Service Center during select busy times, you can choose to receive an automatic callback from the next available representative. To reach the Benefits Service Center, call
1-844-577-4333.
If you don’t enroll by October 16 and are currently covered through Swift’s medical, dental and/or vision plans:
- You will have the same medical, dental and vision coverage at 2027 rates.
- You won’t participate in the FSAs, either Health Care or Dependent Daycare.
- You won’t receive our tobacco-free credit of up to $1,092 off the medical plan. Note: Use of e-cigarettes/vaping is considered tobacco usage.
- If your spouse is currently enrolled in medical, you’ll pay an extra $1,200 for the spousal surcharge.
It’s important for you to take action during Annual Enrollment. Review the plans and costs, then select the benefits that are right for you in 2027.